David E. Vaillancourt, CFP®, CPA®
Partner and Wealth Manager
Skills
The Professional Side
- Certified Financial Planner® (CFP®) – Since 2011.
- 30+ years in Tax, Accounting, and Wealth Management.
- CPA and founder of a successful accounting firm.
- Series 7, 24, 63, and 65 Securities Registrations.
- Licensed in Life, Accident, and Health Insurance.
- Specialized in Retirement Planning, 401k Rollovers, and Tax-Efficient Investing.
- Expert in IRS representation and complex financial structuring.
Behind-the-Scenes Magic
- Master translator of tax code into real-world results.
- Builder of strategies that last lifetimes (and legacies).
- Financial therapist with a calculator.
- Believer in deep client relationships and long-term planning.
- Still uses “common sense” like it’s a superpower (because it is).
- Rallies a team and clients with vision, values, and good humor.
Work Life:
Why financial planning?
For David, financial planning isn’t just a career—it’s a calling built on decades of real-world experience. With a degree in Accounting from the University of Lowell, David began his journey as a CPA, launching a successful accounting and tax practice. But in 1997, he saw the growing need for holistic planning that integrated investments, insurance, retirement strategy, and—of course—tax expertise. So he evolved his practice into what is now VL Wealth Management.
With more than 30 years serving both individuals and businesses, David is known for his ability to zoom out to the big picture while also managing the intricate details that can make or break a plan. His background in corporate financial analysis, IRS representation, and wealth preservation gives him the toolkit to help clients truly maximize their financial potential—both now and across generations.
At the heart of his philosophy? People. David takes time to understand what really matters to his clients: how they live, what they value, and what kind of legacy they want to build. From that foundation, he crafts plans that are both effective and emotionally meaningful.
Personal Life:
Who is David outside of work?
David goes back and forth from N.H. to Maine, with his wife and their pets, enjoying a life centered around family and community. He has two adult daughters and is a proud grandfather—titles he holds in higher regard than any credential. When he’s not helping clients or leading his team, you’ll find him cycling local trails, getting competitive on the pickleball court, or spending time at family gatherings.
He’s deeply committed to giving back, having served as Chairman of the Board of Trustees at Bishop Guertin High School and supported groups like the National Special Needs Network and the General Pershing Fund for Student Veterans at UMass Lowell.
Favorites
- Movie: Top Gun, and Hallmark Movies
- Book: 10x is Easier Than 2x, Dan Sullivan
- Food: Pizza, in Moderation
- Travel Spot: Old Orchard Beach
- Hero: His parents—for teaching resilience, faith, and laughter in tough times
Andrew Lefebvre, CFP®, RMA®, CLU®, EA
Partner and Wealth Manager
Skills
The Professional Side
- Certified Financial Planner® (CFP®) practitioner.
- Retirement Management Advisor® (RMA®).
- Chartered Life Underwriter® (CLU®).
- Enrolled Agent (EA) – IRS Representation Pro.
- B.S. in Accounting & Finance – Southern New Hampshire University.
- Series 7, 24, 63, and 65 Securities Registrations.
- Life, Accident, and Health Licensed.
Behind-the-Scenes Magic
- Sideline Coach.
- Beach Day Planner.
- Ski Lift Philosopher.
- Collector of Financial War Stories (ask him about the Tech Crash or Global Financial Meltdown).
- Golf Obsessed.
Work Life:
Why financial planning?
Andrew’s journey into financial services began in college, with internships at Northwestern Mutual and Salomon Smith Barney. There, he discovered a passion not just for finance and numbers, but for the powerful, long-term impact that thoughtful planning can have on people’s lives—across months, years, even generations.
After graduating in 2002 from the inaugural class at Southern New Hampshire University with a B.S. in Accounting & Finance, Andrew co-founded VL Wealth Management. Since then, he's spent over two decades helping young professionals find clarity, mature couples retire with confidence, and business owners build and protect what they’ve worked so hard to create.
As a fiduciary and seasoned advisor, Andrew navigates clients through shifting economies, market fluctuations, political upheavals, and tax law twists—all with the calm of someone who’s weathered it all: 9/11, the 2000s Tech Crash, the 2008 Global Financial Crisis, and COVID-19. Alongside longtime partner David E. Vaillancourt, he sees himself not just as a wealth manager, but as a coach, guide, and financial quarterback for families and entrepreneurs alike.
Personal Life:
Who is Andrew outside of work?
At home in Windham, NH, Andrew is a husband to Jennifer and dad to two high-energy sons, Luke and Zack. Much of his time is joyfully spent coaching their sports teams, cheering them on at games, or trying to keep up with them on ski slopes and golf courses.
Faith and family are cornerstones of his life. The Lefebvre’s are active members of St. Matthew’s Church and are rarely far from the water—whether it’s the rugged Maine coast or the breezy beaches of New Hampshire. If you ever catch Andrew on a day off, chances are he’s planning their next beach getaway or quietly soaking in some peace and quiet before the next big game.
Favorites
- Movie: Any Marvel Cinematic Movie or Comic Book Movie like Batman; John Wick Movies 1-4.
- Book(s): Too many to name!
- TV Show: Game of Thrones, Westword, Severance
- Food: Sushi, Seafood and a great steak!
- Travel Spot(s): The beach, the ski slopes or Disney World!
- Hero: My father and grandfathers, for teaching him the value of hard work and humility, and mother her caring and compassionate ways as a mother and nurse.
Dennis J. Demuth, CFP®, EA
Wealth Manager
Skills
The Professional Side
- Certified Financial Planner® (CFP®) – Since 2003.
- Enrolled Agent (EA) – Since 2019.
- MBA – Babson College.
- MPA – Penn State University.
- B.A. in Political Science – Merrimack College.
- Series 7, 24, 53, 63, and 65 Securities Registrations.
- Licensed in Life, Accident, and Health Insurance.
- Over 25 years in personal financial services.
- 18 years prior experience in commercial banking.
Behind-the-Scenes Magic
- Master of building confidence in uncertain markets.
- Big-picture planner with small-detail precision.
- Translator of financial jargon into real-life peace of mind.
- Wise listener who hears what people really want.
- Walking encyclopedia of retirement strategies.
- Dedicated nonprofit board member with a mission.
Work Life:
Why financial planning?
Dennis has been guiding individuals and families through financial decisions since 1997, developing investment and retirement income strategies that help clients transition from working life into retirement with clarity and comfort.
He approaches planning like a craft—each person’s journey is different, and the solution must be customized. Dennis invests time to truly understand what matters to his clients: their current circumstances, future hopes, and even the fears they might not voice. From there, he draws on decades of experience and deep knowledge of investment and insurance options to create plans that are both strategic and emotionally grounded.
After nearly two decades in commercial banking, Dennis made the shift to financial advising with a desire to create more personal, long-term relationships. He believes our industry has the tools—it’s the advisor’s job to help clients use them well and confidently embrace their future.
Personal Life:
Who is Dennis outside of work?
Dennis lives in Lowell, MA, with his wife Barbara and their son David. His son Joseph and daughter-in-law Amy live in nearby Woburn, MA. While he’s passionate about finance, he’s equally committed to giving back to the community.
He currently serves as Treasurer on the Board of Directors at Incompass, Inc., an organization supporting adults with disabilities—one of whom is his own son. Over the years, Dennis has lent his time and expertise to numerous organizations, including the League School of Boston (Board President), Lowell Community Charter Public School (Director), St. Margaret Parish (Finance and Pastoral Councils), and Community Day Care of Lawrence (Board President).
In every role—professional or personal—Dennis is driven by a commitment to thoughtful guidance, trusted leadership, and meaningful service.
Favorites
- Movie: Mr. Smith Goes to Washington
- Book: The Intelligent Investor by Benjamin Graham
- TV Show: 60 Minutes
- Food: A good Italian meal shared with family
- Travel Spot: Coastal Maine
- Hero: His parents—for teaching humility, generosity, and the value of hard work
Jillian “Jill” Thibodeau
Director of Client Relations and Business Operations
Skills
The Professional Side
- Director of Client Relations and Business Operations.
- Bachelor’s in Psychology – University of Massachusetts, Class of 2018.
- 10+ years in client service, operations, and marketing.
- Onboarding guru and client experience expert.
- Operational problem-solver and behind-the-scenes rockstar.
- Technical systems optimizer and marketing campaign wrangler.
Behind-the-Scenes Magic
- Sideline screamer (in a good way).
- Shovel-in-the-trunk snowboarder.
- Loyal to her concert boots and tailgates.
- Office MVP when the technology fails (again).
Work Life:
Why Relations & Operations?
Jill joined Vaillancourt and Lefebvre Wealth Management in 2014 and never looked back. What started as a support role quickly became a dynamic, multi-faceted career spanning client relations, onboarding, marketing, and operations. Now serving as Director of Client Relations and Business Operations, Jill blends technical know-how with people-first service—ensuring every client feels supported, understood, and well taken care of from day one.
Armed with a psychology degree from UMass, Jill brings a unique edge to her work: the ability to truly connect. Whether she’s streamlining workflows behind the scenes or leading community-facing campaigns, she thrives in the space where operational precision meets personal connection. Around the office, she’s known as “the fixer”—solving problems that range from tech hiccups to event logistics like it’s second nature.
Her favorite part of the job? Building lasting relationships and knowing her work supports both the team and the people they serve.
Personal Life:
Who is Jill outside of work?
Jill lives in Harvard, MA, where she recently achieved the milestone of becoming a first-time homeowner—cue the paint swatches and endless HomeGoods runs. Outside of the office, life revolves around her family, hockey games, snowy mountains, and a constant rotation of true crime podcasts.
She’s the kind of person who’ll drive an hour for a great country concert and still have the best snacks in the parking lot. When she’s not cheering on her kid from the ice rink sidelines or chasing fresh powder, she’s planning the next big family moment—usually with music playing, coffee in hand, and her fur baby curled up at her feet.
Favorites
- Movie/Genre: True Crime Documentaries
- Book: Where the Crawdads Sing
- TV Show: Grey’s Anatomy
- Food: Tacos (every day of the week)
- Travel Spot: Anywhere with a beautiful beach
- Hero: Her mom—for always doing it all and making it look easy
Kayla Campaiola
Director of Operations / Administrative Assistant
Skills
The Professional Side
- Director of Operations / Administrative Assistant at VL Wealth.
- Bachelor’s Degree in Management & Marketing with a minor in Psychology – UMass Lowell.
- Associate’s Degree in Business Administration – Middlesex Community College (with highest honors).
- Phi Theta Kappa Honor Society Inductee at Middlesex Community College.
- Compliance oversight & tax e-filing specialist.
- Master of appointment setting, service request tracking, and warm client welcomes.
Behind-the-Scenes Magic
- Disney park navigator.
- Camps like a pro.
- Organizational glue that holds the team together.
Work Life:
Why Operations?
Kayla has been in the client service world since 2012, and she hasn’t slowed down since. Joining Vaillancourt and Lefebvre Wealth Management in 2018, she quickly became the behind-the-scenes powerhouse that makes everything run smoothly. Whether it’s greeting clients, managing schedules, processing service requests, e-filing taxes, or ensuring compliance is on point, Kayla handles it all with precision and grace.
Her academic journey—earning highest honors at Middlesex Community College, then graduating from UMass Lowell with a dual focus in Management and Marketing (and a dash of Psychology)—has been the perfect launchpad for her administrative excellence. In short: if it needs doing, Kayla’s probably already got it on her list.
More than just the operational engine of the firm, she’s also the warm, welcoming face that clients trust and colleagues rely on.
Personal Life:
Who is Kayla outside of work?
Kayla lives in Nashua, NH, with her husband Michael and their beloved feline sidekick, Truffle. When she’s not keeping the office humming, she’s planning their next Disney adventure (at least one trip to Florida each year is a must) or packing up the car for a weekend of camping in the White Mountains.
She’s happiest when she’s unplugging in nature—or fully plugged in to a Disney parade. Equal parts organized and adventurous, Kayla brings her sunny outlook and practical mindset into every part of life.
Favorites
- Movie: Beauty and the Beast, Frozen 1 and 2, Inside Out 1 and 2, Lilo and Stitch, Moana, Onward (in no particular order)
- Book: The Last Lecture by Randy Pausch
- Animal: Cats, Bears, Monkeys, Dogs
- Food: Macaroni and cheese and cheese pizza
- Travel Spot: Florida
- Disney Character: Stitch
Christina Pournaras
Administration and Marketing Assistant
Skills
The Professional Side
- Christina is an Administration and Marketing Assistant at Vaillancourt & Lefebvre Wealth Management, where she supports front desk operations and assists with marketing initiatives that help keep the office organized, efficient, and client focused.
- She holds a Bachelor of Science in Graphic Design from Southern New Hampshire University, graduating Summa Cum Laude, and also studied graphic design with a minor in web design at UMass Lowell.
- With strengths in designing, scheduling, creative problem solving, and customer service, Christina brings a thoughtful and dependable approach to both daily operations and behind-the-scenes projects.
Behind-the-Scenes Magic
- Known for her calm and steady demeanor, Christina stays focused and composed in fast-paced or high-pressure situations.
- Her adaptability and attention to detail allow her to support the team wherever she is needed.
Work Life:
Why Administration and Marketing?
Prior to joining Vaillancourt & Lefebvre Wealth Management, Christina served as a manager at a family-owned business where she oversaw employee scheduling, managed day-to-day operations, and supported marketing initiatives that contributed to business growth.
In her current role, she combines her operational experience with her creative background and a passion for building meaningful client relationships. Friendly, adaptable, and detail-oriented, Christina believes that strong organization and genuine connections are key to a successful workday.
Personal Life:
Who is Christina outside of work?
Christina lives in Pelham, New Hampshire with her dog, Kyon. Outside of the office, she enjoys hiking, photography, creative design projects, and spending time with family. Curious by nature and creatively driven, she approaches life with kindness, creativity, and a practical mindset.
Favorites
- Movie: The Goonies
- Book: The Great Gatsby
- Animal: Dolphin
- Food: Watermelon
- Travel Spot: Greece
- Hero: Parents and grandparents for instilling a strong work ethic
Jennifer "Jenn" Swieneski
Office Administrative and Marketing Coordinator
Skills
The Professional Side
- 25+ years of client services and business operations.
- Former owner/operator of a successful E-Commerce company.
- Expert in bookkeeping, budgeting, inventory, and expense management.
- Skilled in handling Workers’ Comp, auto, and bodily injury cases.
- Background in settlement negotiations, arbitrations, and claims management.
- Supports VL Wealth with marketing, admin coordination, insurance, and special projects.
Behind-the-Scenes Magic
- Turns chaos into clean books.
- Fierce advocate for clients and teammates alike.
- Juggles numbers, projects, and priorities with a smile.
- Master multitasker with a heart for service.
- Translates complexity into calm.
- Always two steps ahead (and color-coded, too)
Work Life:
Why Administrative and Marketing?
Jennifer brings a rare combination of entrepreneurial grit and client-focused empathy to her role at VL Wealth. With more than 25 years of experience in client services—spanning everything from managing her own E-Commerce company, to coordinating complex insurance and legal claims—she knows how to get things done efficiently and effectively.
At VL Wealth, Jenn’s role touches many key functions: admin coordination, insurance support, bookkeeping, and marketing projects. She's known for jumping in wherever she’s needed, and for making systems smarter, processes smoother, and client experiences more seamless.
Jenn believes that true professional success comes from a mix of hustle, heart, and humor—and she brings all three to the table.
Personal Life:
Who is Jenn outside of work?
Jenn lives in Hudson, NH with her husband of 30 years and their incredible son, who is on the Autism Spectrum. Her family is her anchor, and she’s proud to serve on a local parent committee supporting the Hudson Special Olympics New Hampshire—a cause that holds deep personal meaning.
When she’s not balancing budgets or designing marketing pieces, you’ll likely find her organizing community fundraisers, cheering from the sidelines, or enjoying some well-earned downtime with her family. Jenn is passionate about work-life balance and celebrates both the big wins and the small victories along the way.
Favorites
- Movie: Love Actually
- Book: The Twilight Saga by Stephanie Myers
- TV Show: This Is Us
- Food: Tacos and anything with a side of guac
- Travel Spot: Lake House Trips, New Found, Winnipesaukee, and Freedom - Memories to last a lifetime!
- Hero: Her son—for teaching strength, resilience, and unconditional love
Lelia “Lee” Carlson, CPA®
Tax Advisor
Skills
The Professional Side
- Certified Public Accountant (CPA) since 2005.
- Master’s in Taxation – Bentley University (1994).
- Bachelor’s in Accounting – Northeastern University (1992).
- Associate’s in Accounting – Newton College (1992).
- 40+ years of tax expertise.
- Experienced in Federal & State compliance for individuals and businesses.
- Advisor and educator for complex tax issues and planning.
Behind-the-Scenes Magic
- Translates IRS speak into plain English.
- Knows every deadline before you do.
- Passionate about saving clients time, money, and stress.
- Calm voice in a sea of forms and filings.
- Never too busy to answer a question.
- Balances spreadsheets and compassion with equal precision.
Work Life:
Why Tax Advising?
Lee Carlson’s journey into tax advising began with something deeply personal—her desire to support her family after her husband became disabled. Determined to create stability for her children, she returned to college in 1991 and has been a powerhouse in the field of taxation ever since.
With over four decades of experience, Lee joined VL Wealth in 2012 and quickly became a vital part of the team. Her mission is simple but powerful: help people navigate the often-confusing world of tax regulations while giving them peace of mind and a strong sense of support. Whether working with individuals or business clients, Lee combines technical expertise with a personal approach. Her goal? To ensure every client feels informed, cared for, and confident about their financial future.She stays sharp on every change in tax law and is always working to maximize deductions and strategies for her clients. With Lee, no question is too small, and no client concern goes unheard.
Personal Life:
Who is Lee outside of work?
A native of Lowell, MA, Lee now spends much of her time giving back to the community that shaped her. She currently serves as Treasurer of the Billerica Lions Club, an organization especially close to her heart due to its mission of preserving sight—“God’s greatest gift,” as she puts it. She also contributes her time to St. Matthew’s in Billerica, St. Patrick’s in Pelham, the Billerica Emblem Club, and the Billerica Lodge of Elks.
Her most cherished roles, though, are that of mother and grandmother. Family is everything to Lee, and she brings the same care and compassion she gives her loved ones to the clients and causes she serves.
Favorites
- Movie: Ghost
- Book: The Source by James Mitchener
- TV Show: Murdoch, Mysteries
- Food: Parmesana
- Travel Spot: Aruba
- Hero: Women who face adversity head-on, rise above it, and go on to succeed and excel!
Catherine “Cathy” Britton
Administrative Assistant
Skills
The Professional Side
- Administrative Assistant at VL Wealth.
- 37+ years as an Operations Supervisor, Lowell District Court.
- B.S. in Criminal Justice – UMass Lowell.
- Skilled in client communications, scheduling, and office support.
- Brings professionalism, discretion, and structure to every task.
Behind-the-Scenes Magic
- First smile you see when you walk in.
- Runs the front desk like a perfectly timed clock.
- Blends court-honed precision with a mother’s intuition.
- Makes everyone feel like part of the family.
- Brings calm to chaos with a kind word and a steady hand.
Work Life:
Why Client Support?
Catherine—affectionately known as Cathy—has spent a career mastering the art of organization, service, and poise under pressure. Before joining the Vaillancourt and Lefebvre Wealth Management Team, she served over 37 years as Operations Supervisor in the Criminal Department at Lowell District Court. That experience taught her the value of professionalism, discretion, and compassion—skills she now brings to every client interaction at the firm.
At VL Wealth, Cathy ensures the front desk operates with warmth, efficiency, and polish. Whether she’s greeting a long-time client, juggling appointment calendars, or handling important communications, Cathy brings the kind of presence that puts people instantly at ease. Her impact may be subtle, but it’s foundational to how the team functions each day.
Personal Life:
Who is Cathy outside of work?
Outside the office, Cathy is a proud mother and doting grandmother who treasures every moment of family life. Her newest joy is her grandson, who’s quickly become the star of her world. Whether it's hosting a family dinner or sneaking in a beach day, Cathy believes in making the most of life’s everyday joys.
When she’s not with family or friends, she loves the peace and simplicity of a good ocean breeze and a folding chair in the sand.
Favorites
- Movie: Steel Magnolias
- Book: The Help by Kathryn Stockett
- TV Show: Blue Bloods
- Food: Anything homemade and shared with family
- Travel Spot: Any beach, any time
- Hero: Her mother—for teaching grace and grit in equal measure
Joseph “Joe” Wilkie
Intern
Skills
The Professional Side
- Finance Major at Merrimack College, Class of 2027
- President’s and Dean’s List every semester for academic excellence
- Active member for the Investment Fund and Club
- Completed courses in Accounting, Managerial Finance, and Corporate Finance
- Pursuing a minor in Marketing to broaden my understanding of market dynamics
Behind-the-Scenes Magic
- Passionate about making finance approachable & practical
- Enthusiastic learner and critical thinker (with common sense to spare)
- Believer in mentorship, teamwork, and relationships over everything
- Sideline sports junkie: lacrosse, football, hockey, basketball, and golf
- Always game for Hoopgrid and a Hershey bar
Work Life:
Why This Internship?
For Joe, finance is not just a field of study—it's a passion fueled by curiosity and ambition. With a keen interest in how markets operate and impact everyday people, Joe chose finance to explore these dynamics further. The journey began with an introductory course in finance, sparking a desire to delve deeper into financial systems and investment strategies.
Through internships and campus involvement, Joe has gained hands-on experience in financial analysis and portfolio management. These opportunities have honed skills in data interpretation and strategic planning, preparing Joe for a future in finance.
At the heart of Joe’s approach? People. Understanding clients' needs and aspirations is central to crafting effective financial solutions. This focus on personalized service drives Joe’s commitment to making a meaningful impact in the finance industry.
Personal Life:
Who is Joe outside of Academics/Work?
Joe balances academic pursuits with a vibrant personal life centered around family, friends, and community engagement. An avid golfer, Joe enjoys golfing local courses and participating in charity tournaments. He also is a volunteer as assistant coach for the Dracut High Lacrosse Team. When not studying or working, you'll find Joe watching sports like, Lacrosse, Football, Hockey, Basketball, and Golf or collecting sports cards.
Favorites
- Movie: Rounders/Good Will Hunting
- Book: Our Iceberg is Melting by John Kotter
- TV Show: Dexter/Love Island
- Food: Hershey’s Milk Chocolate
- Travel Spot: Old Orchard Beach, Maine
- Hero: His Dad—for teach him resilience, grit, and how to be coachable